The Saraswat Bank is the largest Co-operative Bank in the country. Since its inception in 1918, it has grown to be the pioneer in the urban co-operative banking sector in India. The Bank has maintained an impeccable record of uninterrupted profits and payment of dividend since its inception. In the 98 fruitful years of its existence, it has soared above its peers to achieve a total business of `51,861.95 crore comprising deposits of `31,495.84 crore and advances of `20,366.11 crore as on 31st March, 2016. The Bank is the first co-operative bank in the country to receive a pan-India permission from the Reserve Bank of India for branch operations and is presently operating in six states viz. Maharashtra, Goa, Gujarat, Delhi, Madhya Pradesh and Karnataka.
Driven by technology and inspired by tradition, the Bank has matched strides with India’s digital revolution through a varied range of user-friendly technological products like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. At the same time, through special attention to personalized service, the Bank has also maintained its personal touch with customers and welcomes them to visit the Bank’s branches too. Agility of the small bank with ability of the large bank has been Saraswat Bank’s enduring buzzword.
The Bank has accomplished and surpassed all its previous business goals so far and has once again exceeded its mission of `50,000 crore of business mix by 31st March, 2016.

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