In 2004 Saraswat Bank implemented its Core Banking Solution (CBS) successfully allowing its customers to operate from any of its branches. Saraswat Bank now has a network of 267 fully computerized branches as on 31-Mar-2014 covering six states viz.Maharashtra, Gujrat, Madhya Pradesh, Karnataka, Goa and Delhi.Saraswat Bank now offers multiple channels of delivery like ATMs,Any Branch Banking, Internet Banking and SMS Banking etc.We have launched IMPS Mobile Banking services for our customers recently. The Bank has also launched the VISA EMV card (Classic and Platinum) and the RuPay International chip card all with the security feature of chip and Pin@POS.
Saraswat Bank which achieved a total business of Rs.4,623 Cr in its first 83 years of existence has leapfrogged itself to a total business level of Rs.39,409.56 Cr having Deposits Rs 23,939.51 Cr and Advances Rs 15,470.05 Cr as on 31-Mar-2014. It has retained its Zero Net NPAs status consecutively for the last 10 years.
The board of Directors has defined four growth Missions called Dr.Adarkar Missions for reaching a business level of Rs.1,00,000 Cr by the year 2021.We have achieved and excelled Dr.Adarkar Mission I, of business level of Rs.10,000 Cr in March 2006 and Dr.Adarkar Mission II, by reaching a business level of Rs.25,000 Cr by 31st March 2011.Under Dr.Adarkar Mission III, we aim to achieve a business goal of Rs.50,000 Cr by 31st March 2016.In the final leg of the mission Dr.Adarkar Mission IV, we plan to reach a milestone business of Rs.1,00,000 Cr by 31st March 2021.

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